What does wedding insurance do for you? Wedding insurance is designed specifically to protect the consumer by offering financial protection if certain unfortunate, unforeseen events should occur during the period leading up to and including the wedding day. It provides protection for vendor deposits, wedding gown loss or damage, photography problems, and much more. Specifically, you can get repair or replacement cost on the gown or tuxedo lost or damaged. You can get your deposit refunded if a vendor declares bankruptcy or simply does not show up. If severe weather (hurricane) causes you're wedding to be postponed, you can get your non-refundable deposits reimbursed. If your photographs are defective, you can get reimbursed to reconvene the wedding party to take new photos. Wedding insurance also provides the ability to purchase additional liability and property damage from claims arising out of the wedding itself to protect the couple.
So, are you still asking yourself why should I purchase wedding insurance? According to a 2009 survey by Conde Nast, the average cost for a wedding in the United States is $28,082. You would get insurance to protect your car, wouldn't you? Why not protect the investment you have in your wedding?

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